Legal
Last updated: March 17, 2026
We collect information you provide directly, such as your name, email address, and account authentication information. We also collect information from financial accounts you choose to connect through Plaid, such as account metadata, balances, and transaction history, along with limited product usage information needed to operate, secure, and improve the service.
We do not collect your Social Security number or your bank login credentials. When you connect a financial account, Plaid handles the credential flow on our behalf. We may receive and store account and transaction data, but we do not receive the username and password you use to sign in to your financial institution.
We use your data to:
We never sell your personal data to third parties. We never use your financial data to train AI models without your explicit consent.
If you choose to connect a financial account, we use Plaid to access account and transaction data you authorize. This data may include account names, masked account numbers, balances, transaction amounts, transaction dates, merchants, and categories. We use that data to provide account syncing, transaction history, budgeting, financial insights, exports, and related product features inside Kanso.
Plaid's collection and handling of your financial account information is also governed by Plaid's own privacy practices and agreements. We recommend reviewing Plaid's privacy materials when connecting an account.
Certain Kanso features use AI services to help categorize transactions, generate summaries, and provide financial guidance. When you use those features, relevant financial data, account context, or prompt content may be processed by our AI service providers solely to deliver the requested functionality. We do not use your financial data to train AI models without your explicit consent.
We do not sell personal information. We may share information only in the following limited circumstances:
We retain your account information, connected financial data, and application data for as long as needed to provide the service, maintain your account, meet legal obligations, resolve disputes, enforce agreements, and protect the security and integrity of the platform.
If you delete your account or request deletion, we will delete or de-identify relevant application data within a reasonable period, except where we need to retain certain records for security, fraud prevention, billing, legal compliance, dispute resolution, or backup and disaster recovery purposes. Backup data may persist for a limited period before being overwritten in the ordinary course.
We use industry-standard safeguards designed to protect your information, including encryption in transit, encryption at rest in managed infrastructure, and restricted administrative access. Sensitive Plaid access tokens are additionally encrypted before being stored in our database.
No system can be guaranteed to be 100% secure, but we work to use reasonable technical and organizational measures appropriate to the nature of the data we process.
We work with the following third parties to deliver the service:
Each provider has their own privacy policy governing their use of your data.
You have the right to:
To exercise any of these rights, contact us at privacy@usekanso.com.
We may update this policy from time to time. If we make material changes, we'll notify you by email or through the app before the changes take effect.
Questions about this policy? Email us at privacy@usekanso.com.